Does My Policy Cover Bed Bugs, Insects, or Termites?
Homeowners often wonder if their home insurance policies provide coverage for infestations of pests like bed bugs, insects, or termites. Here, we’ll clarify what types of infestations are typically covered by home insurance policies. Termites: Most standard home insurance policies do not cover termite damage. Termite infestations and the resulting structural damage are considered a […]
Boat Insurance Claims Stats
Boat insurance claims statistics can provide valuable insights into the types of incidents that commonly occur on the water and the importance of having comprehensive coverage. Here are some key boat insurance claims statistics: Collisions with Other Boats or Objects: According to the BoatUS 2020 Marine Insurance Claim Study, collisions with other boats or objects […]
Staying Hydrated: Tips for Avoiding Dehydration in the Summer Heat
As the summer heat approaches, it’s important to stay hydrated to avoid the risks of dehydration. Dehydration occurs when your body loses more fluids than it takes in, leading to a range of health issues that can be serious if left untreated. Here are some tips for avoiding dehydration to help you stay safe and […]
Smartphone apps drive gig workers, parents to distraction
Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver distraction, but also a new group of rideshare and delivery drivers whose […]
Smart Choices, Safe Roads: Options to Avoid DUI and Insurance Premium Increases
The consequences of driving under the influence (DUI) extend far beyond legal repercussions; they can significantly impact your auto insurance premiums. Fortunately, there are various responsible choices and alternatives available to ensure you stay safe on the roads without jeopardizing your insurance rates. These options may help you make informed decisions and contribute to safer […]
We LOVE Portsmouth, Virgina!
In the spirit of celebrating love this month, let’s extend our appreciation to the vibrant citizens of our beloved community! Our roots are deeply valued, and every smiling face, every thriving small business, and every iconic town landmark holds a cherished spot in our hearts. Join us in acknowledging just a glimpse of what makes […]